Step 1: Apply Online or
Call (604) 227-2880
Fill out our quick application form or give us a call. It takes less than a minute!

Get Approved in Less Than 24 Hours!
Trusted by leading lenders:
$83,200,000+ in Financing & Leasing Approvals — and Counting
Our simple process gets you behind the wheel fast — apply online or by phone, speak with a consultant, and drive away with the best rate for your credit situation.
Fill out our quick application form or give us a call. It takes less than a minute!
Our expert team will review your application and find the best financing solution for you.
We guarantee you'll get the best rate available for your unique credit situation.
Bad credit, no credit, bankruptcy — we have a car loan solution for you
Bad Credit
Bankruptcy
Consumer Proposal
Newcomers to Canada
Self-Employed
No Credit History
Hard to Prove Income
Vehicle for Business Use
98% Customer Satisfaction Rating on Google
"After my bankruptcy, I thought I'd never get approved for a car loan. Andre and his team made it happen in less than 24 hours. The process was so easy and they treated me with respect throughout."
"I just moved to Canada 3 months ago and had no credit history here. Credit Now's lease-to-own program got me into a reliable vehicle so I could get to work. Very grateful for their help!"
"Banks kept rejecting me because I'm self-employed and my income varies. Andre understood my business and got me approved with a payment I can afford. Highly recommend!"
"My credit score was under 500 and I had been turned down everywhere. Andre didn't judge me — he just helped me get back on the road. Now I'm rebuilding my credit with every payment."
Join hundreds of satisfied customers across BC who trusted Credit Now for their auto financing.
Start Your ApplicationTrusted by thousands for bad credit car loans, newcomer financing, and lease-to-own programs in Metro Vancouver and across British Columbia.
We approve almost everyone, regardless of credit history — bad credit, no credit, bankruptcy, and consumer proposals welcome
Get approved for your car loan in less than 24 hours, often the same day you apply
We deliver your vehicle to your doorstep anywhere in British Columbia at no extra cost
We shop 20+ Canadian banks and lenders to find you the lowest rate for your credit situation
Apply with no cost and no pressure — our 60-second application is completely free
Finance Manager Andre Carter has been helping BC residents get approved since 2003

20+
Years Experience
Led by Finance Manager Andre Carter, Credit Now has been helping BC residents get approved for auto financing since 2003. We serve all of British Columbia from our office in Port Coquitlam.
We believe everyone deserves a second chance. Whether you're dealing with bad credit, bankruptcy, consumer proposals, or you're new to Canada, we have specialized programs designed to get you approved and back on the road.
To provide accessible, fair, and personalized auto financing solutions that help people rebuild their credit and achieve their transportation goals — no matter their financial past.
Visit Us
2060 Oxford Connector, 2nd Floor
Port Coquitlam, BC
Call Us
(604) 227-2880Email Us
[email protected]Everything you need to know about auto financing with Credit Now
Still have questions? We're here to help.
Call (604) 227-2880