Happy family with new car

Get Approved for Auto Financing in BC

Even with bad credit, bankruptcy, or as a newcomer to Canada

We believe everyone deserves a second chance. With 20+ years of experience and 98% customer satisfaction, Andre Carter and the Approved by Andre team make car financing simple and stress-free.

98% Approval Rate
All credit situations welcome
Same-Day Delivery
Free across BC
170+ Vehicles
We'll find what you need

How It Works

Getting approved for auto financing is easier than you think. Here's our simple 4-step process.

STEP 1

Apply Online

Fill out our simple 60-second application form. No obligation, no pressure.

STEP 2

We Find Your Match

Our team searches 20+ lenders and our 170+ vehicle inventory to find the perfect fit for your situation.

STEP 3

Get Approved

Receive approval quickly, often the same day. We work with all credit situations.

STEP 4

Drive Away Happy

We deliver your vehicle to your doorstep anywhere in BC, free of charge.

Who We Help

We understand everyone's situation is unique. Here's how we help different customers get approved.

Bad Credit & Bankruptcy

Bad Credit & Bankruptcy

Past financial challenges don't define your future. We specialize in helping people rebuild their credit while getting the vehicle they need.

  • Bankruptcy & consumer proposals welcome
  • No credit score minimum
  • Credit rebuilding pathway
  • Flexible payment terms
Newcomers to Canada

Newcomers to Canada

Welcome to Canada! We understand building credit history takes time. Our specialized programs help you get approved with minimal Canadian credit history.

  • Valid driver's license required
  • Canadian bank account needed
  • Work permit accepted
  • Lease-to-own options available
Self-Employed

Self-Employed

Traditional lenders often struggle with self-employed income verification. We work with lenders who understand your situation and can verify cash flow.

  • Flexible income verification
  • Business-use vehicles accepted
  • Cash flow based approval
  • Lease-to-own for complex situations

Don't see your situation listed? We work with all credit situations. Let's talk.

Apply Now

Lease-to-Own Program

Our exclusive in-house program makes vehicle ownership accessible, even when traditional financing isn't an option.

Customer receiving car keys

Why Choose Lease-to-Own?

Lower monthly payments than traditional financing
Typically 37-month terms with ~20% down
Perfect for newcomers to Canada
Ideal for self-employed with verifiable cash flow
Build credit while driving your vehicle
Path to ownership at end of term

Basic Requirements

Valid Canadian driver's license
Canadian bank account
Verifiable income or cash flow
Down payment (~20%)
Vehicle warranty must cover lease term

End-of-Term Options

At the end of your 37-month lease, you can purchase the vehicle by paying the residual value plus a $995 admin fee. The vehicle will undergo an inspection to ensure it meets our standards.

Payment Calculator

Estimate your monthly payments. Actual rates and terms will be determined based on your specific situation.

Rates vary: 0-10% (excellent), 11.9-15.5% (good), 16-29.99% (rebuilding)

Your Estimate

Monthly Payment
$444.89
Amount Financed$20,000
Total Interest$6,693.4
Total Amount Paid$31,693.4

This is an estimate only. Your actual rate and payment will be determined based on your credit profile, income, and the vehicle you choose.

Get Pre-Approved

What Our Customers Say

98% Customer Satisfaction Rating on Google

"After my bankruptcy, I thought I'd never get approved for a car loan. Andre and his team made it happen in less than 24 hours. The process was so easy and they treated me with respect throughout."

Sarah M.
Bankruptcy

"I just moved to Canada 3 months ago and had no credit history here. Approved by Andre's lease-to-own program got me into a reliable vehicle so I could get to work. Very grateful for their help!"

Raj P.
Newcomer to Canada

"Banks kept rejecting me because I'm self-employed and my income varies. Andre understood my business and got me approved with a payment I can afford. Highly recommend!"

Mike T.
Self-Employed

"My credit score was under 500 and I had been turned down everywhere. Andre didn't judge me - he just helped me get back on the road. Now I'm rebuilding my credit with every payment."

Jennifer L.
Bad Credit

Join hundreds of satisfied customers across BC who trusted Approved by Andre for their auto financing.

Start Your Application

Apply in 60 Seconds

No obligation. No pressure. Get your approval started today.

Note: Phone numbers are not included in email notifications, but we may contact you at this number.

By submitting this form, you agree to be contacted by Approved by Andre regarding your application.

Questions? Email us at [email protected]