
Get Approved for Auto Financing in BC
Even with bad credit, bankruptcy, or as a newcomer to Canada
We believe everyone deserves a second chance. With 20+ years of experience and 98% customer satisfaction, Andre Carter and the Approved by Andre team make car financing simple and stress-free.
How It Works
Getting approved for auto financing is easier than you think. Here's our simple 4-step process.
Apply Online
Fill out our simple 60-second application form. No obligation, no pressure.
We Find Your Match
Our team searches 20+ lenders and our 170+ vehicle inventory to find the perfect fit for your situation.
Get Approved
Receive approval quickly, often the same day. We work with all credit situations.
Drive Away Happy
We deliver your vehicle to your doorstep anywhere in BC, free of charge.
Who We Help
We understand everyone's situation is unique. Here's how we help different customers get approved.

Bad Credit & Bankruptcy
Past financial challenges don't define your future. We specialize in helping people rebuild their credit while getting the vehicle they need.
- ✓Bankruptcy & consumer proposals welcome
- ✓No credit score minimum
- ✓Credit rebuilding pathway
- ✓Flexible payment terms

Newcomers to Canada
Welcome to Canada! We understand building credit history takes time. Our specialized programs help you get approved with minimal Canadian credit history.
- ✓Valid driver's license required
- ✓Canadian bank account needed
- ✓Work permit accepted
- ✓Lease-to-own options available

Self-Employed
Traditional lenders often struggle with self-employed income verification. We work with lenders who understand your situation and can verify cash flow.
- ✓Flexible income verification
- ✓Business-use vehicles accepted
- ✓Cash flow based approval
- ✓Lease-to-own for complex situations
Don't see your situation listed? We work with all credit situations. Let's talk.
Apply NowLease-to-Own Program
Our exclusive in-house program makes vehicle ownership accessible, even when traditional financing isn't an option.

Why Choose Lease-to-Own?
Basic Requirements
End-of-Term Options
At the end of your 37-month lease, you can purchase the vehicle by paying the residual value plus a $995 admin fee. The vehicle will undergo an inspection to ensure it meets our standards.
Payment Calculator
Estimate your monthly payments. Actual rates and terms will be determined based on your specific situation.
Rates vary: 0-10% (excellent), 11.9-15.5% (good), 16-29.99% (rebuilding)
Your Estimate
This is an estimate only. Your actual rate and payment will be determined based on your credit profile, income, and the vehicle you choose.
What Our Customers Say
98% Customer Satisfaction Rating on Google
"After my bankruptcy, I thought I'd never get approved for a car loan. Andre and his team made it happen in less than 24 hours. The process was so easy and they treated me with respect throughout."
"I just moved to Canada 3 months ago and had no credit history here. Approved by Andre's lease-to-own program got me into a reliable vehicle so I could get to work. Very grateful for their help!"
"Banks kept rejecting me because I'm self-employed and my income varies. Andre understood my business and got me approved with a payment I can afford. Highly recommend!"
"My credit score was under 500 and I had been turned down everywhere. Andre didn't judge me - he just helped me get back on the road. Now I'm rebuilding my credit with every payment."
Join hundreds of satisfied customers across BC who trusted Approved by Andre for their auto financing.
Start Your ApplicationApply in 60 Seconds
No obligation. No pressure. Get your approval started today.
By submitting this form, you agree to be contacted by Approved by Andre regarding your application.
Questions? Email us at [email protected]